Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.
This Canadian industry comprises establishments primarily engaged in operating overnight recreational camps, such as children's camps, family vacation camps, and outdoor adventure retreats that offer trail riding, white-water rafting, hiking and similar activities.
Also in this class: providing accommodation facilities, such as cabins and fixed camp sites, and other amenities, such as food services, recreational facilities and equipment, and organized recreational activities
Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.
Sports clubs and associations, arenas, camps, not-for-profits, adventure tourism, martial arts, fitness instructors and facilities, special events, tournaments and festivals (including short term). CGL, D&O, abuse liability, property and sport accident may be available. Primary and/or excess casualty capacity up to $10 million for eligible risks.
Property and liability in one placement. Strong fit: hospitality, retail and wholesale, small and mid-sized manufacturing, trades and contractors, business and professional services; also restaurants and food vendors, pet care, beauty, bed and breakfasts. Property, business income, equipment breakdown, CGL; optional cyber, terrorism and umbrella or excess.
Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.
Target risks: ATV, trail and dirt bike, snowmobile, mountain bike, road bike, running, hiking, XC ski and climbing clubs, gun ranges and gun clubs, Cycling Without Age chapters, ATV and snowmobile rentals, bike and e-bike rentals, guided tours, glamping resorts, safety instructors, trail design and construction, grooming contractors, bunkies and tiny homes. Coverages: CGL, property and equipment, D&O, participant accident and AD&D, special events liability, professional and cyber liability, annual and special event certificates. All provinces and territories except Quebec. Limits not published.
Applications for sport organizations, arenas, multiplexes and winter clubs, hockey schools, recreational non-contact hockey, softball and baseball, dragon boat clubs, martial arts facilities, sports camps and Red Cross CPR, first aid and swimming instruction.
Annual or short-term coverage for teams, leagues, tournaments, competitions, clubs, associations, schools, clinics, lessons and camps. Insurable sports include baseball, basketball, skiing, soccer, swimming, hockey, wrestling, cycling, triathlon and more. Limits not published.
CGL packages with medical payments, tenant's legal liability and contractual liability, with optional property, cyber, abuse and participant accident. Sports camps, events and recreational venues.
Stand-alone CGL with addenda for outdoor clubs and tours, children's camps, child care, special events and sports organizations.
Mid-market to risk-managed manufacturing, construction, hospitality and casinos, retail and wholesale, commercial realty. Primary GL $10M, umbrella and excess $25M, wrap-up $25M, fleet auto $2M in support. No appetite: residential contractors and developers, pharma and nutraceutical manufacturing, nursing homes, firearms, hospitals and clinics, tobacco, auto and critical auto parts, aviation.
Property, business income, equipment breakdown, crime, GL, umbrella and auto for companies with $25M to $500M revenue in manufacturing, wholesale and distribution, realty, retail, hospitality, business and professional services, technology and financial institutions. Minimum account premium $25,000; property to $500M TIV; GL $5M; casualty $25M. Focus on BC, Alberta and Ontario.
Accommodation and food (B&Bs, campgrounds, hotels, motels, restaurants, resorts, takeout) without a liquor licence; amusement and recreation (arcades, cinemas, fitness clubs, galleries, museums, libraries), generally without a liquor licence; retail; and office packages for business services. Host liquor liability excluded. Coverages: abuse liability, CGL, employer's liability, EPL, equipment breakdown, products and completed operations, property and crime. Liability limits up to $10,000,000; property and crime up to $5,000,000 per location (best in class).
Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.
Other business types in this industry, each with its own market list.
Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.
Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.