Clubs and associations Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Other services (except public administration) › Religious, grant-making, civic, and professional and similar organizations › Civic and social organizations › Civic and social organizations
NAICS 813410

Civic and social organizations

Class definitionShow

This Canadian industry comprises establishments primarily engaged in promoting the civic and social interest of their members.

Also in this class: operating bars and restaurants and providing other recreational services to members

Check the class (3)Show
Automobile clubs, roadside assistance and travel services
Providing access to recreational facilities on a membership basis
7139 Other amusement and recreation industries
Sorority or fraternity residential houses
Underwriter questions (7)Show
✓Services provided and any customer property in your care
✓Chemicals or equipment used, and work done at customers' premises
✓Vehicles used for the business
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

MGA
Hobby ClubsSpecialist program
Liability

Small to medium non-profit hobby and enthusiast groups. CGL with optional property.

Non-Profit Community Organizations Pkg
Commercial package

Non-profit community groups.

D&O Liability: Non-Profit Groups
D&O and management liability

Directors and officers of non-profit boards.

Broker portalChecked October 31, 2026
MGA
Community OrganizationsSpecialist program
Several lines

Insurance adapted to the risks of community service organizations.

Call 1-800-265-4000Checked October 31, 2026
MGA
Venues and facilitiesSpecialist program
Commercial package

Sports and entertainment facilities, community centres, dealerships, fraternal organizations, resorts, tourist attractions and zoos.

MGA
Signature ClubSpecialist program
Commercial package

Three coverage levels for city, social and athletic clubs and similar membership facilities combining activities, dining, fitness and events.

Call 1-800-260-9921Broker portalChecked November 1, 2026
MGA
Sports Insurance (organizations, arenas, hockey, camps)Specialist program
Several lines

Applications for sport organizations, arenas, multiplexes and winter clubs, hockey schools, recreational non-contact hockey, softball and baseball, dragon boat clubs, martial arts facilities, sports camps and Red Cross CPR, first aid and swimming instruction.

Non-Profit Societies
Several lines
Call 1-800-993-6388Broker portalChecked November 1, 2026
MGA
Nonprofit and Chamber of Commerce
Liability
Broker portalChecked October 31, 2026
MGA
GameDay Non-Profit Directors and Officers
D&O and management liability

Non-profit D&O for amateur sport and recreation organizations.

Call 905-479-8787Find an underwriterChecked October 31, 2026
MGA
Community Group Coverage
Liability

Annual insurance for community groups and not-for-profits.

Call 1-800-517-1390Broker portalChecked October 31, 2026
Insurer
Non-profit
D&O and management liability

Directors and officers liability and other coverage for non-profit organizations.

Call 1-800-461-5079Broker portalChecked October 31, 2026
Insurer
Non-profit
Several lines

Products for this industry are listed in the Appetite Explorer.

Call 416-601-1133Broker portalChecked October 31, 2026
Insurer
Community services
Commercial package
Small business
Commercial package

Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.

Consumer and business services
Commercial package
Call 1-855-620-6262Broker portalChecked October 31, 2026
MGA
Community Groups
Commercial package

Bingo games, cancer support groups, community, cultural and networking groups, walking and running groups. CGL plus broad form replacement cost property. Limits $1,000,000 to $5,000,000. Optional BI, crime, contingent BI, tenants improvements, non-owned auto, tenants legal liability.

MGA
Annual Liability: CGL / Premises
Liability

Limits up to $25MM+, minimum premium from $500. Eligible classes: construction (contractors, sub-trades, architects, engineers, consultants), manufacturing, real estate (strata corps, boards), energy and resources (oil and gas, mining, forestry, renewables), med science including cannabis, sports and entertainment (subject to sufficient revenues), commercial and non-profit entities.

Find an underwriterChecked October 31, 2026
MGA
Non-Profit Organizations (CGL/Property)
Commercial package
D&O: Non-Profit and Condo/Strata
D&O and management liability

Online quote through PRESTO. D&O for for-profit private companies also offered.

MGA
Non-profit management liability
D&O and management liability

Online quote.

Call 1-888-339-6069Checked November 1, 2026
MGA
Non-Profits
Several lines

Target classes: environmental organisations (non-activist), humane societies, nature groups, art galleries, cultural and historical societies, chambers of commerce, membership and professional associations, condominium and strata, community centres, homeowner associations, amateur sports associations, local drama groups and recreational clubs. Coverages: abuse liability, CGL, EPL, equipment breakdown, E&O, non-profit D&O, property and crime. Liability limits up to $10,000,000; property and crime up to $5,000,000 per location (best in class).

Checked October 31, 2026
MGA
Religious and member organizations
Commercial package

Religious, member and education organizations, packaged with abuse cover, D&O and property.

Call 1-877-532-6864Broker portalChecked November 1, 2026
MGA
All provinces and territories except QC
Public Sector Property
Property

Public sector only. Submission needs application, statement of values and five years of loss history.

Public Sector Casualty (General Liability)
Liability

Public sector only.

Automobile (Fleet Only)
Commercial auto

Fleet only, public sector.

Umbrella and Excess
Umbrella and excess

Public sector only.

Environmental Liability
Environmental

Public sector only.

Course of Construction & Wrap-Up Liability
Construction

Public sector projects, including owner controlled insurance programs (OCIPs).

Cyber Liability
Cyber

Public sector only.

Other Public Sector Solutions
Specialty

Legal expense, clinical trials, infectious disease liability and parametric solutions.

Checked October 31, 2026
MGA
D&O for Non-Profit
D&O and management liability
Call 416-363-3431Checked October 31, 2026
Insurer
Non-profit management and corporate liability
D&O and management liability

Management liability for non-profit organizations.

Association and affinity programs
Professional liability (E&O)

Program solutions for associations providing E&O or non-profit D&O to members, with a legal assistance hotline.

Call 416-214-2555Broker portalChecked October 31, 2026
Insurer
Small business insurance
Commercial package

Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.

Call 1-844-327-2227Checked November 1, 2026

More in Community, education and recreation

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.