Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.
This Canadian industry comprises establishments primarily engaged in providing academic courses that comprise a basic preparatory education, that is, Kindergarten to Grade 12.
Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.
Daycares, preschools, elementary schools, colleges and universities.
Hard to place CGL. Classes include amusements, bingo halls, casinos and gaming, VLTs, entertainment, fitness, security providers, janitorial, machine shops, recycling and waste disposal, property managers, spas, tanning and tattoo parlours, food industry, feed mills, schools, arenas and venues, racetracks, zoos, IT, advertising and media, product recall, pyrotechnics, chemicals, plastics, biotechnology, alcohol retail, brewery and winery (no tasting room), and 100% USA sales.
Old or new, vacant or rented, seasonal or permanent. Classes include apartments and condos, building owners, hotels and motels, retail, churches, warehouses and storage, service stations and repair garages, woodworking, metal products, machine shops, recycling plants, schools, arenas, broadcasting, vacant, unprotected and substandard property.
Appetite matrix rating (strong, cautious, limited) by line (GL, E&O, environmental, auto, workers comp, umbrella, excess, property, equipment breakdown, inland marine, ocean cargo, multinational, business travel accident, management liability, cyber) for financial institutions, professional services, real estate, contractors, cultural, educational and healthcare institutions, retailers, wholesalers, entertainment, energy, clean technology, manufacturing, technology and life sciences classes. Ratings are colour coded in the PDF.
Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.
Education, government, utilities and religious institutions. CGL up to $5M, umbrella and excess. Premiums from $25,000 net of commission.
School boards, municipalities, hospitals, technology, industrial and manufacturing, food products, transportation, financial services and specialty programs. Revenues over $100m, minimum deductible $250,000, premiums from $25,000 net of commission; syndicated line of CAD/USD 25M+.
Public sector only. Submission needs application, statement of values and five years of loss history.
Public sector projects, including owner controlled insurance programs (OCIPs).
Legal expense, clinical trials, infectious disease liability and parametric solutions.
Other business types in this industry, each with its own market list.
Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.
Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.