Sports clubs Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Arts, entertainment and recreation › Amusement, gambling and recreation industries › Other amusement and recreation industries › Other amusement and recreation industries
NAICS 713991

Sports clubs, teams and leagues performing before a non-paying audience

Class definitionShow

This Canadian industry comprises youth and recreational sport clubs, teams and leagues; and are primarily engaged in presenting or participating in sporting events before a non-paying audience.

Check the class (4)Show
Independent athletes performing before a paying audience
Operating fitness and recreational sports facilities
Providing sports instruction
Sports teams and clubs performing before a paying audience
Underwriter questions (7)Show
✓Activities offered and annual attendance
✓Waivers, supervision and instructor qualifications
✓Ages of participants, and any liquor served
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

MGA
GameDay General LiabilitySpecialist program
Liability

Canadian amateur sport and recreation: sports organizations, fitness clubs, yoga studios, special events; abuse coverage application available.

GameDay PropertySpecialist program
Property

Property for amateur sport and recreation organizations.

GameDay Non-Profit Directors and OfficersSpecialist program
D&O and management liability

Non-profit D&O for amateur sport and recreation organizations.

Call 905-479-8787Find an underwriterChecked October 31, 2026
MGA
Sports and Recreation (Annual and Short Term)Specialist program
Liability

Amateur sport and recreation. Annual policies, or short term product for sessions and events under 4 months.

Broker portalChecked October 31, 2026
MGA
Sports and fitnessSpecialist program
Liability

Teams, leagues, associations, athletic departments, facilities and events.

RecreationSpecialist program
Commercial package

Amusement parks, bowling centres, family fun centres and other recreation organizations.

MGA
All provinces and territories except QC
Commercial (outdoor adventure operations)Specialist program
Several lines

Target risks: ATV, trail and dirt bike, snowmobile, mountain bike, road bike, running, hiking, XC ski and climbing clubs, gun ranges and gun clubs, Cycling Without Age chapters, ATV and snowmobile rentals, bike and e-bike rentals, guided tours, glamping resorts, safety instructors, trail design and construction, grooming contractors, bunkies and tiny homes. Coverages: CGL, property and equipment, D&O, participant accident and AD&D, special events liability, professional and cyber liability, annual and special event certificates. All provinces and territories except Quebec. Limits not published.

Call 1-866-979-2747Checked October 31, 2026
MGA
Sport teams, leagues, schools and clubsSpecialist program
Liability

Liability, with a property supplement.

Call 1-888-339-6069Checked November 1, 2026
MGA
Non-ProfitsSpecialist program
Several lines

Target classes: environmental organisations (non-activist), humane societies, nature groups, art galleries, cultural and historical societies, chambers of commerce, membership and professional associations, condominium and strata, community centres, homeowner associations, amateur sports associations, local drama groups and recreational clubs. Coverages: abuse liability, CGL, EPL, equipment breakdown, E&O, non-profit D&O, property and crime. Liability limits up to $10,000,000; property and crime up to $5,000,000 per location (best in class).

Small-Medium Enterprise
Commercial package

Accommodation and food (B&Bs, campgrounds, hotels, motels, restaurants, resorts, takeout) without a liquor licence; amusement and recreation (arcades, cinemas, fitness clubs, galleries, museums, libraries), generally without a liquor licence; retail; and office packages for business services. Host liquor liability excluded. Coverages: abuse liability, CGL, employer's liability, EPL, equipment breakdown, products and completed operations, property and crime. Liability limits up to $10,000,000; property and crime up to $5,000,000 per location (best in class).

Checked October 31, 2026
MGA
Sports / Athletic Event (participant coverage included)Specialist program
Liability

Annual or short-term coverage for teams, leagues, tournaments, competitions, clubs, associations, schools, clinics, lessons and camps. Insurable sports include baseball, basketball, skiing, soccer, swimming, hockey, wrestling, cycling, triathlon and more. Limits not published.

Call 437-453-2948Broker portalChecked October 31, 2026
MGA
ActiveEdge SportsSpecialist program
Several lines

Sports clubs and associations, arenas, camps, not-for-profits, adventure tourism, martial arts, fitness instructors and facilities, special events, tournaments and festivals (including short term). CGL, D&O, abuse liability, property and sport accident may be available. Primary and/or excess casualty capacity up to $10 million for eligible risks.

Call 1-888-643-2217Checked October 31, 2026
Wholesaler
Responsabilité civile (General Liability)Specialist program
Liability

Security agencies, fitness centres and sports clubs, leisure, games and events, manufacturing, hydro and thermal plants, welding, blasting, pesticide spraying, construction (hot roofing, wrap-ups, bridges, railways), demolition, asbestos, mould and contaminant remediation. Faulty workmanship and sudden and accidental pollution may be included; excess available.

Call 450-654-5000Checked October 31, 2026
Insurer
Sport, recreation and fitnessSpecialist program
Several lines

Includes Markel Play, and PlayMicro for sports and special events.

Call 416-601-1133Broker portalChecked October 31, 2026
MGA
Sports Insurance (organizations, arenas, hockey, camps)Specialist program
Several lines

Applications for sport organizations, arenas, multiplexes and winter clubs, hockey schools, recreational non-contact hockey, softball and baseball, dragon boat clubs, martial arts facilities, sports camps and Red Cross CPR, first aid and swimming instruction.

Call 1-800-993-6388Broker portalChecked November 1, 2026
MGA
SportSpecialist program
Liability

CGL packages with medical payments, tenant's legal liability and contractual liability, with optional property, cyber, abuse and participant accident. Sports camps, events and recreational venues.

Call 416-363-3431Checked October 31, 2026
MGA
CGL for camps, child care, events, sports and outdoor toursSpecialist program
Liability

Stand-alone CGL with addenda for outdoor clubs and tours, children's camps, child care, special events and sports organizations.

Find an underwriterChecked October 31, 2026
MGA
Annual Liability: CGL / Premises
Liability

Limits up to $25MM+, minimum premium from $500. Eligible classes: construction (contractors, sub-trades, architects, engineers, consultants), manufacturing, real estate (strata corps, boards), energy and resources (oil and gas, mining, forestry, renewables), med science including cannabis, sports and entertainment (subject to sufficient revenues), commercial and non-profit entities.

Find an underwriterChecked October 31, 2026
MGA
Sports and recreation
Liability

4WD tours, campgrounds, paintball, go-karts, play centres, climbing walls, zip lines, kayak and paddle board, snowmobile and ATV rentals, escape rooms, sports leagues, axe throwing, and eco-tourism lodges and guides. Participant liability, CGL and property in one program.

Call 1-877-532-6864Broker portalChecked November 1, 2026
MGA
Commercial General Liability
Liability

Targets high severity accounts, manufacturers, wholesalers and suppliers, snow removal and landscape contractors, start-ups, high US sales (up to 100%), goods made overseas, sports, leisure and recreation, entertainment and special events. Limits up to $10,000,000. Minimum premium $2,500. Declines long haul and US trucking, cannabis and pharmaceuticals.

Call 905-332-2332Checked November 1, 2026

More in Community, education and recreation

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.