Daycares Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Health care and social assistance › Social assistance › Child day-care services › Child day-care services
NAICS 624410

Child day-care services

Class definitionShow

This Canadian industry comprises establishments primarily engaged in providing day-care services for infants or children. These establishments may care for older children when they are not in school and may also offer pre-kindergarten educational programs.

Check the class (3)Show
Head start centres, formal schooling
Providing baby-sitting or nanny services
Providing kindergarten education
Underwriter questions (7)Show
✓Services and procedures provided, and the regulatory body each practitioner belongs to
✓Number of practitioners and patients or residents
✓Abuse prevention, medication handling and incident reporting
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

MGA
Commercial Lines (hospitality, realty, property, manufacturing, retail)Specialist program
Commercial package

Target classes include B&Bs, hotels and motels, restaurants and pubs, bars, apartment, condominium and leased buildings, short-term rentals, vacant buildings, retail stores, manufacturing, arenas, events, welding, UAV and daycare centres.

Call 1-877-343-8224Broker portalChecked November 1, 2026
MGA
Writes in AB, BC, YT
General Liability (Specialty Liabilities)Specialist program
Liability

Primary or excess, limits up to $20M, 14 combined liability coverages under one policy. Target classes: agricultural contractors, alarm contractors, concrete pumping, daycare, diamond drilling, drainage contractors, fuel oil dealers, martial arts schools, parking and valet, private security and guards, scrap metal dealers, cranes, equipment sales and rental, heavy equipment hauling, oil and gas, lease site and well service, pipeline construction.

Broker portalChecked October 31, 2026
MGA
Daycares, Schools and CollegesSpecialist program
Several lines

Daycares, preschools, elementary schools, colleges and universities.

Call 1-800-265-4000Checked October 31, 2026
Insurer
Small businessSpecialist program
Commercial package

Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.

Community servicesSpecialist program
Commercial package
Call 1-855-620-6262Broker portalChecked October 31, 2026
MGA
Daycares (licensed and unlicensed home based)Specialist program
Commercial package
MGA
Home Day Care / Day Care CentresSpecialist program
Liability

Primary CGL for home day cares and day care centres.

Call 1-888-302-9215Broker portalChecked October 31, 2026
MGA
CGL for camps, child care, events, sports and outdoor toursSpecialist program
Liability

Stand-alone CGL with addenda for outdoor clubs and tours, children's camps, child care, special events and sports organizations.

Find an underwriterChecked October 31, 2026
Insurer
Social and care organizationsSpecialist program
Several lines

Includes the Markel Care combined product.

Call 416-601-1133Broker portalChecked October 31, 2026
MGA
Writes in AB, BC, MB, ON, SK, YT
Errors and Omissions / Professional LiabilitySpecialist program
Professional liability (E&O)

Bookkeepers, accountants, management consultants, tax preparers, travel agents, counsellors and social workers, printers and graphic designers, adjusters, appraisers, dispute resolution, employment agencies, oil and gas consultants, architects and engineers. Up to $10M.

Call 204-949-7000Broker portalChecked October 31, 2026
Insurer
GCS Corporate Risk
Several lines

Property, liability and commercial auto for large businesses with alternative structures (captives, larger deductibles, retentions). Sectors: financial services, automotive, healthcare, food and beverage, realty, construction, manufacturing, business and professional services, warehousing and wholesale, mining.

Call 1-800-387-4518Broker portalChecked October 31, 2026
Wholesaler
Healthcare
Several lines
Find an underwriterChecked October 31, 2026
Insurer
Healthcare
Several lines

Products and services for healthcare organizations.

Medical liability
Professional liability (E&O)

Medical liability including malpractice for healthcare organizations.

Call 416-359-3222Broker portalChecked October 31, 2026
Insurer
Oneworld+ (Commercial Package)
Commercial package

Package for businesses operating in Canada and abroad, with segments for commercial, construction, healthcare, manufacturing, office, oil and gas and technology. Business interruption, CGL, D&O, crime, equipment breakdown, property, umbrella, voluntary workers compensation and employers liability. Customized limits.

Commercial Middle Market
Several lines

Multi-industry and single-industry specialists in construction, financial institutions, healthcare, life sciences, manufacturing, mining, oil and gas, power generation, professional services, real estate, renewable energy, technology, transport and logistics. Auto, CGL, cyber, D&O, equipment breakdown, inland marine, marine, E&O, property, surety, umbrella.

Healthcare Professional (facilities)
Professional liability (E&O)
Call 1-800-268-9399Checked October 31, 2026
MGA
Healthcare
Several lines

Industry program listed under commercial. Applications in the broker portal.

Call 1-800-661-1608Broker portalChecked October 31, 2026

More in Community, education and recreation

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.