Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.
This Canadian industry comprises establishments primarily engaged in operating religious organizations for religious worship, training or study; administering an organized religion; or promoting religious activities.
Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.
Church, contractor, home-based business, office, realty (landlord) and retail insurance.
Packages for offices, retail stores, contractors, churches, B&Bs, wineries, residential rentals and vacation rentals. Options include pollution at insured premises, cyber and data compromise, flood, equipment breakdown, D&O, contingent loss of income and by-law coverage.
Building, contents including clergy property and religious articles, loss of income and public legal liability.
Home business, retail store, church, apartment building owners, agri-business, office, contractors and fine dining packages.
Apartment and residential rental, church, contractor's, home based business, office and retail packages, or a customized policy. Building, contents, equipment breakdown, business interruption, crime, liability, plus Data Compromise and CyberOne coverage.
Faith-based non-profit organizations. Liability extension up to $10,000,000 and claims-made abuse cover up to $5,000,000 (higher limits available), plus workplace disruption, crisis management, auto, cyber, property, NFP D&O, legal expense and UAV options.
Residential rental, commercial realty, church, office, contractors, home based business, retail stores, wineries and light manufacturing. Options include equipment breakdown, sewer backup, flood, earthquake, crime, cyber, umbrella, business interruption and professional liability for certain professions.
Retail, offices, apartment owners, churches and contractors, including loss of income protection.
USLI instant quotes by phone (1-888-216-5838) or online for rented dwellings, apartments, allied health, artisan contractors, liquor stores, builders risk, caterers, contractors equipment, fitness centres, bars and restaurants, houses of worship, janitorial, laundromats, lessors risk, mercantile, offices, pet care, special events, vacant buildings and land and more. Not available in NB, NL, NS, PE, NT, NU or QC.
Retail, office, contractors and church packages. Church package has all perils building and contents. Contractors package includes office contents, earnings, glass and signs, valuable papers, accounts receivable, contingent loss of income and pollution.
Churches and faith-based organizations, with faith-based specific coverages.
Online quote.
Online quote.
Tailored policies for businesses that do not fit a package, for example garages, restaurants, churches, food carts and trucks, greenhouses, woodworking operations and welding shops.
Places of worship, with supplements for faith-based camps, daycares and manses or halls; non-profit and charity projects and commercial heritage properties. Property extensions for stained glass, pipe organs and religious artifacts, crime, abuse, D&O, counselling liability, umbrella, equipment breakdown and cyber.
Education, government, utilities and religious institutions. CGL up to $5M, umbrella and excess. Premiums from $25,000 net of commission.
Old or new, vacant or rented, seasonal or permanent. Classes include apartments and condos, building owners, hotels and motels, retail, churches, warehouses and storage, service stations and repair garages, woodworking, metal products, machine shops, recycling plants, schools, arenas, broadcasting, vacant, unprotected and substandard property.
Church, home based business, office, residential rental and retail packages for lower hazard operations, each with property, loss of earnings, crime and CGL. Non-package policies considered for risks outside package eligibility. Equipment breakdown and income replacement available.
Retail, offices, apartment owners, churches and contractors. Buildings, contents, tools and equipment, stock or cash, crime, income replacement and premises, products and operations liability.
Faith based and charitable organizations including camps and retreats, fundraising events, facility rentals, mission trips in the US and abroad, special events and sporting trips. Abuse coverage, D&O including wrongful dismissal, religious counselling E&O, liability up to $15,000,000, umbrella available.
Non-profit D&O for amateur sport and recreation organizations.
Non-profit community groups.
Directors and officers of non-profit boards.
Annual insurance for community groups and not-for-profits.
Directors and officers liability and other coverage for non-profit organizations.
Products for this industry are listed in the Appetite Explorer.
Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.
Bingo games, cancer support groups, community, cultural and networking groups, walking and running groups. CGL plus broad form replacement cost property. Limits $1,000,000 to $5,000,000. Optional BI, crime, contingent BI, tenants improvements, non-owned auto, tenants legal liability.
Limits up to $25MM+, minimum premium from $500. Eligible classes: construction (contractors, sub-trades, architects, engineers, consultants), manufacturing, real estate (strata corps, boards), energy and resources (oil and gas, mining, forestry, renewables), med science including cannabis, sports and entertainment (subject to sufficient revenues), commercial and non-profit entities.
Online quote through PRESTO. D&O for for-profit private companies also offered.
Target classes: environmental organisations (non-activist), humane societies, nature groups, art galleries, cultural and historical societies, chambers of commerce, membership and professional associations, condominium and strata, community centres, homeowner associations, amateur sports associations, local drama groups and recreational clubs. Coverages: abuse liability, CGL, EPL, equipment breakdown, E&O, non-profit D&O, property and crime. Liability limits up to $10,000,000; property and crime up to $5,000,000 per location (best in class).
Religious, member and education organizations, packaged with abuse cover, D&O and property.
Public sector only. Submission needs application, statement of values and five years of loss history.
Public sector projects, including owner controlled insurance programs (OCIPs).
Legal expense, clinical trials, infectious disease liability and parametric solutions.
Management liability for non-profit organizations.
Program solutions for associations providing E&O or non-profit D&O to members, with a legal assistance hotline.
Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.
Other business types in this industry, each with its own market list.
Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.
Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.