Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.
This Canadian industry comprises offices of legal practitioners, known as lawyers, barristers and solicitors, primarily engaged in the practice of law.
Also in this class: provision of expertise in a range of, or specific area of law, such as criminal, corporate, real estate, family and estate, and intellectual property
Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.
Primary, excess and miscellaneous E&O up to $10M: law and legal services, accountants (excess), property managers, agents, mortgage brokers, appraisers, consultants, insurance and business services. Excludes medical and construction.
Property, business income, equipment breakdown, crime, GL, umbrella and auto for companies with $25M to $500M revenue in manufacturing, wholesale and distribution, realty, retail, hospitality, business and professional services, technology and financial institutions. Minimum account premium $25,000; property to $500M TIV; GL $5M; casualty $25M. Focus on BC, Alberta and Ontario.
Appetite matrix rating (strong, cautious, limited) by line (GL, E&O, environmental, auto, workers comp, umbrella, excess, property, equipment breakdown, inland marine, ocean cargo, multinational, business travel accident, management liability, cyber) for financial institutions, professional services, real estate, contractors, cultural, educational and healthcare institutions, retailers, wholesalers, entertainment, energy, clean technology, manufacturing, technology and life sciences classes. Ratings are colour coded in the PDF.
Insurance products and services for law firms.
Products and services for professional service firms.
Quote, bind and print program for 30+ professional office classes, including accountants, dentists, engineers, lawyers, physicians, real estate agents, software developers, graphic and web design, insurance agents and photographers. Home and leased offices. CGL and broad form property on contents. Excludes cyber, US operations and E&O. BC, AB, SK and ON.
Accountants (no CFO/CEO services), lawyers (excess), bookkeepers, life agents and mutual fund sales, chiropractors, property managers, with class-specific endorsements.
Errors and omissions, commercial property, CGL, commercial vehicles and privacy breach for professionals offering technical services.
Convenience stores, gas stations, offices (accounting, doctors, lawyers), retail, wholesalers and distributors. TIV under $10M for frame risks. Can lead, quote 100% or provide non-lead capacity.
Casualty-focused P&C: core appetite includes law firms, management consultants, financial institutions, insurers and adjusters, advertising, accounting; processed and frozen foods, clothing and textiles, non-critical auto parts, industrial machinery, electronics, furniture; IT consultants, software, network and website development; clothing, electronics, home goods and furniture stores, bakeries, florists. Minimum premium target $2,500; capacity $20M casualty, $20M property; property only in support of CGL; U.S. and foreign exposures for Canadian risks.
E&O and excess limits for architects and engineers, franchisors, excess lawyers E&O, software developers, non-destructive testing, forensics, life sciences, laboratories and miscellaneous classes.
Excess cover for lawyers, plus paralegals, registry agents and registered patent and trademark agents.
Service businesses such as accountants, advertising agencies, real estate agents and legal services: equipment, tenant's legal liability, business income, legal expense and data compromise.
Property, fleet and garage, farm, umbrella and legal expense for mid-size and larger businesses in manufacturing, commercial realty, business and professional services, contractors and retail.
Business consultants, print shops, hair salons and similar professional services, including vehicles used for commuting or carrying small products and mobile office equipment.
Property, liability and commercial auto for large businesses with alternative structures (captives, larger deductibles, retentions). Sectors: financial services, automotive, healthcare, food and beverage, realty, construction, manufacturing, business and professional services, warehousing and wholesale, mining.
Church, contractor, home-based business, office, realty (landlord) and retail insurance.
Packages for offices, retail stores, contractors, churches, B&Bs, wineries, residential rentals and vacation rentals. Options include pollution at insured premises, cyber and data compromise, flood, equipment breakdown, D&O, contingent loss of income and by-law coverage.
Online quoting and binding for E&O launched in 2024.
Multi-industry and single-industry specialists in construction, financial institutions, healthcare, life sciences, manufacturing, mining, oil and gas, power generation, professional services, real estate, renewable energy, technology, transport and logistics. Auto, CGL, cyber, D&O, equipment breakdown, inland marine, marine, E&O, property, surety, umbrella.
Professional Services and Technology: cyber, media, professional liability and technology E&O.
Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.
Office and home-based business packages under the Business Insurance Program: buildings, contents, crime, income replacement and liability.
Home business, retail store, church, apartment building owners, agri-business, office, contractors and fine dining packages.
Programs for business and professional services, retail, contractors, automotive, culinary and hospitality, realty, plus BizPak. Building, stock, equipment, equipment breakdown, commercial liability, crime and business interruption.
Apartment and residential rental, church, contractor's, home based business, office and retail packages, or a customized policy. Building, contents, equipment breakdown, business interruption, crime, liability, plus Data Compromise and CyberOne coverage.
Residential rental, commercial realty, church, office, contractors, home based business, retail stores, wineries and light manufacturing. Options include equipment breakdown, sewer backup, flood, earthquake, crime, cyber, umbrella, business interruption and professional liability for certain professions.
Retail, offices, apartment owners, churches and contractors, including loss of income protection.
Professional liability for professionals.
Professional liability (E&O), plus E&O, D&O and an office package through Markel Connect.
Medical malpractice, architects and engineers, contractors professional, recruitment and staffing, oil and gas, professional services, financial institutions.
Retail, office, contractors and church packages. Church package has all perils building and contents. Contractors package includes office contents, earnings, glass and signs, valuable papers, accounts receivable, contingent loss of income and pollution.
All-in-one package for office settings and business owners. Replacement cost, stated amount or 90% co-insurance.
Covers personal property of officers, employees, volunteers and visitors.
Package for office businesses: property, liability, loss of income, cyber coverage.
Package for professional service businesses: property including specialized professional equipment, liability, loss of income, crime, equipment breakdown, cyber.
100+ miscellaneous professions. Professional liability, D&O, cyber and fiduciary, packaged with property, BI, crime, CGL and legal expense. Up to $10M, excess to $20M; defence costs in addition, first dollar defence.
Focus on contractors, manufacturing, wholesale and distributors, real estate, professionals and technology, from small office exposures to complex contractors.
Church, home based business, office, residential rental and retail packages for lower hazard operations, each with property, loss of earnings, crime and CGL. Non-package policies considered for risks outside package eligibility. Equipment breakdown and income replacement available.
Retail, offices, apartment owners, churches and contractors. Buildings, contents, tools and equipment, stock or cash, crime, income replacement and premises, products and operations liability.
Retail stores, offices, apartment owners and contractors. Building, contents, tools and equipment, stock or cash, crime, income replacement and liability.
Packages for office occupants, from administrative offices to medical clinics.
Other business types in this industry, each with its own market list.
Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.
Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.