Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.
This Canadian industry comprises establishments primarily engaged in computer systems design and related services, not including video games, through one or more activities, such as writing, modifying, testing and supporting software to meet the needs of a particular customer, including custom Internet web-page development; planning and designing computer systems that integrate hardware, software and communication technologies; on-site management and operation of clients' computer and data processing facilities; providing advice in the field of information technologies; and other professional and technical computer-related services, such as training and support after sales.
Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.
Six programs: technology, architects and engineers, professionals and consultants, accountants, real estate and property management, marketing and media. Limits up to $5M, defence outside limits (except US jurisdiction), worldwide territory, US revenue up to 20%. Fit: revenue around $3M or less, no open claims. Canadian firms outside Quebec. Optional CGL and legal expense add-ons.
Manufacturing (metalworking, machinery, electrical, low to mid hazard chemicals, brick and clay, auto parts), energy service and site preparation contractors, construction (electrical and telecom, bridge, paving, excavation, HVAC, masonry, landscaping and snow removal, sewer and watermain, demolition), commercial realty, wholesale, software and IT, telecom, financial institutions, property managers. Minimum premium $25,000, capacity up to $75M, CGL $10M, umbrella $25M. No monoline auto.
Property, business income, equipment breakdown, crime, GL, umbrella and auto for companies with $25M to $500M revenue in manufacturing, wholesale and distribution, realty, retail, hospitality, business and professional services, technology and financial institutions. Minimum account premium $25,000; property to $500M TIV; GL $5M; casualty $25M. Focus on BC, Alberta and Ontario.
Technology and media professional liability for small, mid-sized and large businesses.
Software developers (on premises and SaaS), hardware manufacturers, application service providers, IT consultants, value added resellers, ISPs, network integrators and web developers.
Tech E&O with integrated cyber and financial crime coverage in every policy.
Architects, draftsmen and engineers, cyber and privacy, IT, management consultants, media professionals, white-collar placement agencies, surveyors and other miscellaneous occupations.
Appetite matrix rating (strong, cautious, limited) by line (GL, E&O, environmental, auto, workers comp, umbrella, excess, property, equipment breakdown, inland marine, ocean cargo, multinational, business travel accident, management liability, cyber) for financial institutions, professional services, real estate, contractors, cultural, educational and healthcare institutions, retailers, wholesalers, entertainment, energy, clean technology, manufacturing, technology and life sciences classes. Ratings are colour coded in the PDF.
Products and services for healthcare IT companies.
Products and services for technology firms.
Quote, bind and print program for 30+ professional office classes, including accountants, dentists, engineers, lawyers, physicians, real estate agents, software developers, graphic and web design, insurance agents and photographers. Home and leased offices. CGL and broad form property on contents. Excludes cyber, US operations and E&O. BC, AB, SK and ON.
Package for businesses operating in Canada and abroad, with segments for commercial, construction, healthcare, manufacturing, office, oil and gas and technology. Business interruption, CGL, D&O, crime, equipment breakdown, property, umbrella, voluntary workers compensation and employers liability. Customized limits.
Multi-industry and single-industry specialists in construction, financial institutions, healthcare, life sciences, manufacturing, mining, oil and gas, power generation, professional services, real estate, renewable energy, technology, transport and logistics. Auto, CGL, cyber, D&O, equipment breakdown, inland marine, marine, E&O, property, surety, umbrella.
Professional Services and Technology: cyber, media, professional liability and technology E&O.
For organizations that provide a technology product or service for a fee. Covers errors, omissions or negligence, software bugs, delivery delays, IP claims, with an optional AI endorsement. Can pair with Active Cyber.
Software developers, hardware manufacturers and digital service providers.
Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.
A broad range of information technology professionals.
Architects and engineers, business services and consultants, contractors, property management, IT services, marine professional liability, freight forwarders legal liability, medical malpractice, tech E&O. Up to $5M, higher on request.
Engineers, accountants, IT and media, architects, insurance brokers, real estate.
Technology E&O, cyber and P&C for application service providers, computer facilities management, programming, data processing, electronics manufacturers, ISPs (co-location), robotics, software developers, telecommunications and website design. U.S. cross-border underwritten in-house.
Errors and omissions, commercial property, CGL, commercial vehicles and privacy breach for professionals offering technical services.
Engineers and architects, contractors, life science, consultants and various professionals, gyms and fitness centres, beauty salons and spas, technology consultants, media companies.
Coverage tailored to technology companies.
Professional liability for professionals.
Software developers, web designers and hosting, IT consultants, hardware installation, network support, database services. Limits up to $5M, worldwide jurisdiction, cyber and property/CGL package available.
IT consulting and programming, IT support, security consultants, web design, software and app development, hosting, game developers, ISPs. Up to $10M.
Industry program listed under commercial. Applications in the broker portal.
Online quote through PRESTO.
Online quote.
Domain registration, IT consultants and trainers, software sales and installation, hardware sales, installation and maintenance, software and app development (not financial, engineering or POS), telecom resellers, web-based marketing and website design including SEO. Coverages: technology E&O, CGL, cyber liability (third party claims), loss of documents, attendance expense. Limits up to $2,000,000.
E&O combined with CGL for architects and engineers, IT and technology, media and multimedia, miscellaneous professionals, and tattoo, body piercing, permanent makeup and beauty operations (not exhaustive). Limits not published.
Technology and media professional liability, cyber and D&O, up to $10M.
100+ miscellaneous professions. Professional liability, D&O, cyber and fiduciary, packaged with property, BI, crime, CGL and legal expense. Up to $10M, excess to $20M; defence costs in addition, first dollar defence.
School boards, municipalities, hospitals, technology, industrial and manufacturing, food products, transportation, financial services and specialty programs. Revenues over $100m, minimum deductible $250,000, premiums from $25,000 net of commission; syndicated line of CAD/USD 25M+.
Hard to place CGL. Classes include amusements, bingo halls, casinos and gaming, VLTs, entertainment, fitness, security providers, janitorial, machine shops, recycling and waste disposal, property managers, spas, tanning and tattoo parlours, food industry, feed mills, schools, arenas and venues, racetracks, zoos, IT, advertising and media, product recall, pyrotechnics, chemicals, plastics, biotechnology, alcohol retail, brewery and winery (no tasting room), and 100% USA sales.
Classes include accountants, bookkeepers, architects and engineers, land surveyors, designers, computer consultants and software developers, advertising, marketing and media, publishers and printers, photographers, paralegals, claims adjusters, life agents, mortgage brokers, collection agencies, personnel placement, tour and travel, alternative health practitioners, physiotherapists, massage therapists, naturopaths and home health aides.
E&O, D&O and cyber, primary or excess, with optional legal expense and property. IT consultants, digital and social media marketers, defence technology firms and gaming developers.
Casualty-focused P&C: core appetite includes law firms, management consultants, financial institutions, insurers and adjusters, advertising, accounting; processed and frozen foods, clothing and textiles, non-critical auto parts, industrial machinery, electronics, furniture; IT consultants, software, network and website development; clothing, electronics, home goods and furniture stores, bakeries, florists. Minimum premium target $2,500; capacity $20M casualty, $20M property; property only in support of CGL; U.S. and foreign exposures for Canadian risks.
Technology E&O and cyber for software, network, consulting and programming services, with capacity for Canadian or U.S. accounts with international exposures.
Life sciences, product recall and technology. Up to $50M: $10M primary and $40M umbrella/excess.
E&O and excess limits for architects and engineers, franchisors, excess lawyers E&O, software developers, non-destructive testing, forensics, life sciences, laboratories and miscellaneous classes.
IT and multimedia firms, with a small firm program and addenda for cybersecurity controls, manufacturing and multimedia services.
Business consultants, print shops, hair salons and similar professional services, including vehicles used for commuting or carrying small products and mobile office equipment.
Property, liability and commercial auto for large businesses with alternative structures (captives, larger deductibles, retentions). Sectors: financial services, automotive, healthcare, food and beverage, realty, construction, manufacturing, business and professional services, warehousing and wholesale, mining.
Church, contractor, home-based business, office, realty (landlord) and retail insurance.
Packages for offices, retail stores, contractors, churches, B&Bs, wineries, residential rentals and vacation rentals. Options include pollution at insured premises, cyber and data compromise, flood, equipment breakdown, D&O, contingent loss of income and by-law coverage.
Online quoting and binding for E&O launched in 2024.
Office and home-based business packages under the Business Insurance Program: buildings, contents, crime, income replacement and liability.
Home business, retail store, church, apartment building owners, agri-business, office, contractors and fine dining packages.
Programs for business and professional services, retail, contractors, automotive, culinary and hospitality, realty, plus BizPak. Building, stock, equipment, equipment breakdown, commercial liability, crime and business interruption.
Apartment and residential rental, church, contractor's, home based business, office and retail packages, or a customized policy. Building, contents, equipment breakdown, business interruption, crime, liability, plus Data Compromise and CyberOne coverage.
Residential rental, commercial realty, church, office, contractors, home based business, retail stores, wineries and light manufacturing. Options include equipment breakdown, sewer backup, flood, earthquake, crime, cyber, umbrella, business interruption and professional liability for certain professions.
Retail, offices, apartment owners, churches and contractors, including loss of income protection.
Professional liability (E&O), plus E&O, D&O and an office package through Markel Connect.
Medical malpractice, architects and engineers, contractors professional, recruitment and staffing, oil and gas, professional services, financial institutions.
Retail, office, contractors and church packages. Church package has all perils building and contents. Contractors package includes office contents, earnings, glass and signs, valuable papers, accounts receivable, contingent loss of income and pollution.
All-in-one package for office settings and business owners. Replacement cost, stated amount or 90% co-insurance.
Covers personal property of officers, employees, volunteers and visitors.
Package for office businesses: property, liability, loss of income, cyber coverage.
Package for professional service businesses: property including specialized professional equipment, liability, loss of income, crime, equipment breakdown, cyber.
Focus on contractors, manufacturing, wholesale and distributors, real estate, professionals and technology, from small office exposures to complex contractors.
Church, home based business, office, residential rental and retail packages for lower hazard operations, each with property, loss of earnings, crime and CGL. Non-package policies considered for risks outside package eligibility. Equipment breakdown and income replacement available.
Property, fleet and garage, farm, umbrella and legal expense for mid-size and larger businesses in manufacturing, commercial realty, business and professional services, contractors and retail.
Retail, offices, apartment owners, churches and contractors. Buildings, contents, tools and equipment, stock or cash, crime, income replacement and premises, products and operations liability.
Retail stores, offices, apartment owners and contractors. Building, contents, tools and equipment, stock or cash, crime, income replacement and liability.
Packages for office occupants, from administrative offices to medical clinics.
Other business types in this industry, each with its own market list.
Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.
Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.