Long-haul trucking Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Transportation and warehousing › Truck transportation › General freight trucking › General freight trucking, long distance
NAICS 484121

General freight trucking, long distance, truck-load (single shipper)

Class definitionShow

This Canadian industry comprises establishments primarily engaged in long distance, general freight trucking of complete truck-loads. A truck-load shipment is generally devoted to the goods of a single shipper, taken directly from a point of origin to one or more destination points. Generally the trips are not same-day return.

Check the class (0)Show

No exclusions listed for this class.

Underwriter questions (8)Show
✓Number and type of vehicles, and their radius of operation and provinces or states
✓Commodities hauled and their values
✓Driver experience, driver abstracts and use of owner-operators
✓Safety rating, such as an Ontario CVOR record
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

Insurer
Long-Haul Trucking InsuranceSpecialist program
Commercial auto

Auto liability, cargo and general liability for long-haul trucking.

Call 1-800-530-5446Checked November 1, 2026
Insurer
Wholesale, Warehousing and TransportationSpecialist program
Several lines

Mid to large wholesalers, commercial storage and warehousing, distributors and transportation terminals. Specialties: cold storage, food and beverage, paper products, local trucking, terminals, warehousing. Property, inland marine including transportation and cargo legal liability and warehouse, riggers and bailees liability, equipment breakdown, crime, CGL, umbrella, auto, cyber, management liability.

MGA
Motor Truck Cargo
Cargo

Primary cargo limits up to $250,000 and excess $1 million plus; liability limits of $5,000,000 including USA exposure; hook liability to $250,000; refrigeration breakdown and unattended truck endorsement included; owned and non-owned trailers.

Call 1-877-343-8224Broker portalChecked November 1, 2026
Insurer
Commercial Transportation
Commercial auto

Casualty solutions for transportation risks, from trucking operations of all sizes to airline workers compensation, railroads and mass transit.

Call 416-596-3000Checked October 31, 2026
Wholesaler
Freight Transportation
Commercial auto

Quebec-based truckers with up to 20% exposure in Ontario and the Maritimes. Cargo includes food, construction materials, metals, consumer goods, heavy equipment and paper. Excludes boats, containers, waste, logs, hazardous materials and pharmaceuticals. Maximum vehicle value $200,000.

Commercial Auto (movers, garages, delivery, towing, bulk, motor truck cargo)
Commercial auto

Separate products for movers, garage owners, delivery companies, towing companies, company vehicles, bulk transport and motor truck cargo.

Call 514-789-2399Checked November 1, 2026
Insurer
Transport Legal Solutions
Specialty

Transport legal expense to complement a commercial portfolio.

MGA
Commercial Physical Damage
Commercial auto

Auto physical damage for transportation and trucking businesses: all perils, debris removal, actual cash value.

Trucking Commercial General Liability
Liability

CGL for trucking businesses of any size.

Motor Truck Cargo
Cargo

Goods in transit in Canada or the US, all perils, trailer interchange and unattended truck coverage.

Call 1-866-328-1314Broker portalChecked October 31, 2026
Insurer
Automobile
Commercial auto

Auto liability up to $5M: monoline fleets of 100+ power units, no fleet size limit when supporting other lines, trucking and transportation needing structured (captive) solutions.

Marine
Marine

Inland marine, cargo, primary and excess marine liability, hull for contractors, truckers, logistics, warehouses, equipment rental, importers and exporters, terminals and stevedores, marinas and wharves, workboats, passenger and charter vessels.

Call 416-928-5586Checked October 31, 2026
MGA
Inland Marine Insurance
Specialty

Course of construction, cargo, contractors equipment, warehouseman's legal liability, tool and equipment floaters, installation floaters, miscellaneous articles floaters.

Call 1-888-516-4442Checked October 31, 2026
Wholesaler
Transportation
Several lines

Trucking (owner operators to large fleets, cross-border, specialty and high-value), logistics, load brokers, warehousing, couriers, contractors equipment. Motor truck cargo, umbrella, CGL, load broker E&O, warehouseman's and rigger's liability.

Find an underwriterChecked October 31, 2026
Insurer
Inland Marine
Cargo

Inland marine solutions for transportation and logistics companies.

Call 416-359-3222Broker portalChecked October 31, 2026
Insurer
Motor Truck Cargo
Cargo
Commercial Middle Market
Several lines

Multi-industry and single-industry specialists in construction, financial institutions, healthcare, life sciences, manufacturing, mining, oil and gas, power generation, professional services, real estate, renewable energy, technology, transport and logistics. Auto, CGL, cyber, D&O, equipment breakdown, inland marine, marine, E&O, property, surety, umbrella.

Call 1-800-268-9399Checked October 31, 2026
MGA
Writes in AB, BC, YT
General Liability (Specialty Liabilities)
Liability

Primary or excess, limits up to $20M, 14 combined liability coverages under one policy. Target classes: agricultural contractors, alarm contractors, concrete pumping, daycare, diamond drilling, drainage contractors, fuel oil dealers, martial arts schools, parking and valet, private security and guards, scrap metal dealers, cranes, equipment sales and rental, heavy equipment hauling, oil and gas, lease site and well service, pipeline construction.

Broker portalChecked October 31, 2026
Insurer
Transportation
Several lines

Commercial insurance for transportation businesses.

Specialty Auto
Commercial auto

Complex auto risks, dangerous goods hauling, U.S. and multi-jurisdictional exposure, public vehicles, passenger hazard, tow trucks and garage risks, sand and gravel, autonomous and sharing economy, programs, high SIR or deductible structures.

Specialty Transportation
Several lines

Package policy for carriers transporting non-owned goods within North America: automobile, motor truck cargo and CGL. Dedicated risk control and claims teams; IntelliRoute telematics program.

Transportation and warehousing
Several lines

Commercial property for warehousing, CGL, commercial vehicles, equipment breakdown, cross-border warehousing coverage and trade credit.

Call 1-844-799-9755Broker portalChecked October 31, 2026
MGA
Cargo Insurance
Cargo

Land, sea and air cargo, small parcel transport, equipment and bulk transport. Access to exclusive programs for higher limits.

Environmental & Pollution Liability
Environmental

Decontamination costs and third-party damage. Construction, demolition, forestry, transportation and excavation contractors; sanitation contractors; storage tanks and locations; asbestos removal; disaster cleanup and remediation contractors.

Call 1-833-656-3553Broker portalChecked October 31, 2026
MGA
Transportation
Several lines

Trucking: auto physical damage, motor truck cargo, CGL, excess and umbrella, excess cargo, load broker's E&O, warehouseman's legal liability.

Insurer
Small business
Commercial package

Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.

Transportation and logistics
Commercial auto
Call 1-855-620-6262Broker portalChecked October 31, 2026
MGA
Motor Truck Cargo
Cargo

Applications in the broker portal.

Call 1-800-661-1608Broker portalChecked October 31, 2026
MGA
Transport
Several lines

One-stop shop for carriers: trucking (transportation liability program) and aviation, with property and other coverages.

Call 1-866-254-4221Checked October 31, 2026
MGA
Trucking general liability
Liability

Online quote.

Call 1-888-339-6069Checked November 1, 2026
MGA
SWG Optisure: Inland Marine Insurance
Several lines

Contractor's equipment and property, motor truck cargo, mining and oil equipment, forestry and agriculture equipment for logging, civil works, oilfield and road construction, mining, dirt moving, equipment hauling and cranes. All risk wording with no minimum premiums, course of construction, auto physical damage on log trucks and low-beds. Assets insurable from a single item up to $60 to $70 million.

Call 1-800-668-4275Checked October 31, 2026
MGA
Motor Truck Cargo and Commercial Auto Physical Damage
Cargo
Call 1-800-993-6388Broker portalChecked November 1, 2026
MGA
Transportation and motor truck cargo
Commercial auto

Common and contract carriers, crane operators, long and short haul, oversize, overweight and hazmat, freight forwarders. Trucking liability (Canada and USA) up to $10M, cargo up to $1M, contingent cargo, warehouse legal liability, freight brokers E&O. MTC minimum premium $5,000; new ventures with 3+ years of experience.

Trucking liability and fleet
Commercial auto

Trucking liability for Canada and USA, vehicle physical damage including non-owned trailers, hook and riggers. Package or standalone, reporting by receipts, mileage or units.

Call 1-877-532-6864Broker portalChecked November 1, 2026
MGA
Casualty: Transportation
Liability

Excess trucking, public transit, freight railroads, waste haulers and storage. CGL up to $5M, umbrella and excess. Premiums from $25,000 net of commission.

Property: Complex Property (Public and Commercial)
Property

School boards, municipalities, hospitals, technology, industrial and manufacturing, food products, transportation, financial services and specialty programs. Revenues over $100m, minimum deductible $250,000, premiums from $25,000 net of commission; syndicated line of CAD/USD 25M+.

Call 416-597-5740Find an underwriterChecked October 31, 2026
MGA
Marine and Logistics Practice
Marine

Marine and logistics products underwritten in-house for the supply and logistics value chain.

MGA
Motor Truck Cargo
Cargo

Written under the inland marine product.

Call 1-888-302-9215Broker portalChecked October 31, 2026
Insurer
Writes in AB, BC, NB, NS, ON, PE, QC
Commercial Property and Casualty
Commercial package

Commercial property, commercial liability, boiler and machinery (basic, broad or comprehensive), business interruption, service line, Cyber Suite 2.0 and crime. Industries listed: construction and contracting, retail and wholesale, services and hospitality, manufacturing, transportation, real estate. Start-ups and established businesses. Offered in AB, BC, NB, NS, ON, PE and QC.

Checked November 1, 2026
MGA
Commercial Liability
Liability

Retail and e-commerce, realty, business services, manufacturing, wholesale and distribution, contractors, transportation and warehousing, among others. $5M in-house authority, higher limits on request. Umbrella/excess can schedule US policies.

Call 905-507-7129Checked October 31, 2026
MGA
Transportation
Several lines

Listed as a product; no details published.

Broker portalChecked October 31, 2026
Insurer
Transportation
Several lines
Call 1-800-387-5454Broker portalChecked November 1, 2026

More in Transportation and automotive

Other business types in this industry, each with its own market list.

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Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.