Auto repair Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Other services (except public administration) › Repair and maintenance › Automotive repair and maintenance › Automotive mechanical and electrical repair and maintenance
NAICS 811111

General automotive repair

Class definitionShow

This Canadian industry comprises establishments primarily engaged in providing a range of mechanical and electrical repair and maintenance services for motor vehicles, such as engine repair and maintenance, exhaust system replacement, transmission repair and electrical system repair.

Also in this class: engine repair and replacement

Check the class (4)Show
Both retailing motor fuels (gasoline stations) and providing motor vehicle repair services
Both retailing motor vehicles, parts and accessories and providing repair services
441 Motor vehicle and parts dealers
Motorcycle repair service
Providing specialized automotive repair and maintenance services
Underwriter questions (7)Show
✓Services provided and any customer property in your care
✓Chemicals or equipment used, and work done at customers' premises
✓Vehicles used for the business
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

Wholesaler
Commercial Auto (movers, garages, delivery, towing, bulk, motor truck cargo)Specialist program
Commercial auto

Separate products for movers, garage owners, delivery companies, towing companies, company vehicles, bulk transport and motor truck cargo.

Call 514-789-2399Checked November 1, 2026
Insurer
Automotive Sales and Services (Garage)Specialist program
Commercial auto

Used vehicle sales and general repair and body work on customers' vehicles.

Call 1-800-387-4518Broker portalChecked October 31, 2026
Insurer
Writes in NS, ON
Commercial Insurance (incl. BizPak)Specialist program
Commercial package

Programs for business and professional services, retail, contractors, automotive, culinary and hospitality, realty, plus BizPak. Building, stock, equipment, equipment breakdown, commercial liability, crime and business interruption.

Call 1-800-265-8813Broker portalChecked November 1, 2026
Insurer
Specialty AutoSpecialist program
Commercial auto

Complex auto risks, dangerous goods hauling, U.S. and multi-jurisdictional exposure, public vehicles, passenger hazard, tow trucks and garage risks, sand and gravel, autonomous and sharing economy, programs, high SIR or deductible structures.

Call 1-844-799-9755Broker portalChecked October 31, 2026
MGA
Garage non-owned auto insurance QPF #4Specialist program
Commercial auto

Quebec only. Chapters A and C only, available monoline. Targets mobile mechanics, mechanical repair garages, specialized and auto glass repair, body and paint shops, car washes, valet services. Out of appetite: car lots and towing.

Call 1-833-656-3553Broker portalChecked October 31, 2026
MGA
Garage AutomobileSpecialist program
Commercial auto

Commercial auto fleets also offered.

Insurer
Writes in AB, BC, MB, SK
Customized CommercialSpecialist program
Commercial package

Tailored policies for businesses that do not fit a package, for example garages, restaurants, churches, food carts and trucks, greenhouses, woodworking operations and welding shops.

Call 1-800-667-3067Checked November 1, 2026
MGA
Retail and automotive tradesSpecialist program
Commercial package

Large retail, hardware and building supply, convenience stores, gas stations, auto garages, licensed cannabis retail, liquor stores, sporting goods with rentals, vendors. 200+ eligible classes, CGL from $350, property up to $50M, combined liability $25M, up to 100% US exports.

Call 1-877-532-6864Broker portalChecked November 1, 2026
MGA
Commercial PropertySpecialist program
Property

Old or new, vacant or rented, seasonal or permanent. Classes include apartments and condos, building owners, hotels and motels, retail, churches, warehouses and storage, service stations and repair garages, woodworking, metal products, machine shops, recycling plants, schools, arenas, broadcasting, vacant, unprotected and substandard property.

Call 1-888-302-9215Broker portalChecked October 31, 2026
MGA
Commercial General Liability, Excess and UmbrellaSpecialist program
Liability

Classes include automotive, cannabis, construction and sub-trades, food processing, manufacturers, distributors and wholesalers, medical and biotechnology, mining, oil and gas, pharmaceutical and nutraceutical, rail infrastructure, realty, retail, security and USA sales.

Find an underwriterChecked October 31, 2026
Insurer
RetailSpecialist program
Commercial package

Bakeries, car washes, clothing stores, convenience stores, florists, furniture stores, gas stations, grocery stores, hardware stores, repair garages, sporting goods. Property and liability, equipment breakdown, E&O available.

Broker portalChecked October 31, 2026
Insurer
Small business insurance
Commercial package

Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.

Call 1-844-327-2227Checked November 1, 2026
Insurer
Small business
Commercial package

Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.

Consumer and business services
Commercial package
Call 1-855-620-6262Broker portalChecked October 31, 2026

More in Transportation and automotive

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.