Food trucks Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Accommodation and food services › Food services and drinking places › Special food services › Mobile food services
NAICS 722330

Mobile food services

Class definitionShow

This Canadian industry comprises establishments primarily engaged in preparing and serving meals and snacks for immediate consumption from motorized vehicles or non-motorized carts.

Check the class (1)Show
Selling a specialty snack, such as ice cream, frozen yogurt, cookies, popcorn or non-alcoholic beverages, from a permanent facility
Underwriter questions (8)Show
✓Type of cooking, such as deep fryers, solid fuel or open flame
✓Hood and fire suppression system, and how often it is cleaned and serviced
✓Liquor sales as a share of revenue, seating and closing time
✓Entertainment, dance floor, delivery or catering off premises
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

MGA
Mobile and Street Food VendorsSpecialist program
Liability
Broker portalChecked October 31, 2026
MGA
Food Truck / Refreshment CartSpecialist program
Liability

Online quote through PRESTO.

MGA
SWG Property: Commercial Property InsuranceSpecialist program
Property

Apartment houses, campgrounds, food vendors, hotels and motels, rooming houses, rented dwellings, retail stores, strip plazas, student housing and vacant property (not exhaustive). Broad or named perils, BI and rental income, flood, quake and sewer backup, crime and mechanical breakdown. In-house capacity up to $7,000,000. Premises liability or full CGL available.

Call 1-800-668-4275Checked October 31, 2026
MGA
Food Trucks, Concessions and VendorsSpecialist program
Liability

Food trucks, concession, kiosk and food vendors, craft fair vendors and Christmas tree lots.

Call 1-800-993-6388Broker portalChecked November 1, 2026
Insurer
AmusementSpecialist program
Several lines

Agricultural societies, amusement parks including go kart tracks, food and game concessions, indoor amusement, outdoor concerts, play centres, ride simulators, rodeos, special events, travelling carnivals, waterslide parks. Property on rides in transit and storage, crime, liability limits up to $15,000,000, no general aggregate, umbrella available.

Broker portalChecked October 31, 2026
Wholesaler
HospitalitySpecialist program
Several lines

Restaurants, pubs, taverns, bars, cafes, delis and catering, breweries, hotels, motels, seasonal operations, private clubs, lounges, banquet halls. Property, BI, liability and liquor, contamination recall, legal expense, crime, non-owned auto, EPL.

Find an underwriterChecked October 31, 2026
MGA
Package PoliciesSpecialist program
Commercial package

Property and liability in one placement. Strong fit: hospitality, retail and wholesale, small and mid-sized manufacturing, trades and contractors, business and professional services; also restaurants and food vendors, pet care, beauty, bed and breakfasts. Property, business income, equipment breakdown, CGL; optional cyber, terrorism and umbrella or excess.

Call 1-888-643-2217Checked October 31, 2026
Insurer
Canada Mid-Market multilineSpecialist program
Several lines

Property, business income, equipment breakdown, crime, GL, umbrella and auto for companies with $25M to $500M revenue in manufacturing, wholesale and distribution, realty, retail, hospitality, business and professional services, technology and financial institutions. Minimum account premium $25,000; property to $500M TIV; GL $5M; casualty $25M. Focus on BC, Alberta and Ontario.

Call 416-928-5586Checked October 31, 2026
MGA
Hospitality ProgramSpecialist program
Commercial package

Food service providers, with 24-hour quote and bind.

Broker portalChecked October 31, 2026
MGA
Commercial Property & CasualtySpecialist program
Commercial package

Commercial property (all risk or named perils), business interruption, CGL. Classes include contractors, jewellers block, restaurants and fish processors, plus construction, retail, hospitality and manufacturing.

Insurer
Hospitality PlusSpecialist program
Commercial package

Hospitality Plus and Hospitality Plus Enhanced.

Call 1-800-272-5614Broker portalChecked October 31, 2026
Insurer
Small business insurance
Commercial package

Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.

Call 1-844-327-2227Checked November 1, 2026

More in Food and hospitality

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.