Caterers Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Accommodation and food services › Food services and drinking places › Special food services › Caterers
NAICS 722320

Caterers

Class definitionShow

This Canadian industry comprises establishments primarily engaged in providing food services for events, such as graduation parties, wedding receptions and trade shows.

Also in this class: caterers who own or manage permanent facilities in which they provide event-based food services; provision of equipment and vehicles to transport meals and snacks to events and to prepare food at the event site

Check the class (2)Show
Industrial caterers
Preparing and/or delivering food for the needy
Underwriter questions (8)Show
✓Type of cooking, such as deep fryers, solid fuel or open flame
✓Hood and fire suppression system, and how often it is cleaned and serviced
✓Liquor sales as a share of revenue, seating and closing time
✓Entertainment, dance floor, delivery or catering off premises
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

MGA
Hospitality InsuranceSpecialist program
Commercial package

Restaurants, catering, bed and breakfasts and sprinklered hotels. Property, BI, equipment breakdown, crime, primary and excess liability, host liquor up to $5,000,000. Bars, pubs and risks where liquor liability is the main exposure are excluded.

Call 905-479-8787Find an underwriterChecked October 31, 2026
MGA
Writes in AB, BC, MB, ON, SK, YT
Phone/Online Quotes (USLI)Specialist program
Several lines

USLI instant quotes by phone (1-888-216-5838) or online for rented dwellings, apartments, allied health, artisan contractors, liquor stores, builders risk, caterers, contractors equipment, fitness centres, bars and restaurants, houses of worship, janitorial, laundromats, lessors risk, mercantile, offices, pet care, special events, vacant buildings and land and more. Not available in NB, NL, NS, PE, NT, NU or QC.

Call 204-949-7000Broker portalChecked October 31, 2026
MGA
HospitalitySpecialist program
Commercial package

Bars, lounges, taverns, breweries, restaurants, hotels, motels, fast food, kiosks, banquet halls, rural and unprotected risks. Up to 100% liquor receipts, liquor liability and forcible ejection up to policy limits. Up to $10M primary CGL and $15M excess on some classes.

Call 1-877-532-6864Broker portalChecked November 1, 2026
Wholesaler
HospitalitySpecialist program
Several lines

Restaurants, pubs, taverns, bars, cafes, delis and catering, breweries, hotels, motels, seasonal operations, private clubs, lounges, banquet halls. Property, BI, liability and liquor, contamination recall, legal expense, crime, non-owned auto, EPL.

Find an underwriterChecked October 31, 2026
MGA
Package PoliciesSpecialist program
Commercial package

Property and liability in one placement. Strong fit: hospitality, retail and wholesale, small and mid-sized manufacturing, trades and contractors, business and professional services; also restaurants and food vendors, pet care, beauty, bed and breakfasts. Property, business income, equipment breakdown, CGL; optional cyber, terrorism and umbrella or excess.

Call 1-888-643-2217Checked October 31, 2026
Insurer
Canada Mid-Market multilineSpecialist program
Several lines

Property, business income, equipment breakdown, crime, GL, umbrella and auto for companies with $25M to $500M revenue in manufacturing, wholesale and distribution, realty, retail, hospitality, business and professional services, technology and financial institutions. Minimum account premium $25,000; property to $500M TIV; GL $5M; casualty $25M. Focus on BC, Alberta and Ontario.

Call 416-928-5586Checked October 31, 2026
MGA
Hospitality ProgramSpecialist program
Commercial package

Food service providers, with 24-hour quote and bind.

Broker portalChecked October 31, 2026
MGA
Commercial Property & CasualtySpecialist program
Commercial package

Commercial property (all risk or named perils), business interruption, CGL. Classes include contractors, jewellers block, restaurants and fish processors, plus construction, retail, hospitality and manufacturing.

Insurer
Hospitality PlusSpecialist program
Commercial package

Hospitality Plus and Hospitality Plus Enhanced.

Call 1-800-272-5614Broker portalChecked October 31, 2026
Insurer
Small business insurance
Commercial package

Bundled business owner's policy for businesses under $10M revenue with local operations, such as retailers, independent contractors and local offices.

Call 1-844-327-2227Checked November 1, 2026

More in Food and hospitality

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.