Retirement homes Insurance Markets

Describe the business, confirm its class, and see which Canadian insurers and MGAs write it, with their contacts and applications.

Health care and social assistance › Nursing and residential care facilities › Community care facilities for the elderly › Community care facilities for the elderly
NAICS 623310

Community care facilities for the elderly

Class definitionShow

This Canadian industry comprises establishments primarily engaged in providing residential and personal care services for the elderly and persons who are unable to fully care for themselves or who do not desire to live independently. In some instances these establishments provide skilled nursing care for residents in separate on-site facilities.

Also in this class: provision of room, board, supervision and assistance in daily living services such as housekeeping

Check the class (2)Show
In-patient nursing and rehabilitative services
Underwriter questions (7)Show
✓Services and procedures provided, and the regulatory body each practitioner belongs to
✓Number of practitioners and patients or residents
✓Abuse prevention, medication handling and incident reporting
✓Every operation the business performs, and the share of revenue from each
✓Years in business and the owners' experience in this industry
✓Annual revenue, payroll and number of employees
✓Prior insurer, and claims or losses in the last five years

Markets that write this class

Specialist programs come first. Taken from each market's own website; confirm appetite before you submit.

MGA
Elder CareSpecialist program
Several lines

Nursing, rest and retirement homes, seniors' day programs and in-home medical support services.

Call 1-800-265-4000Checked October 31, 2026
Insurer
Assisted living facilitiesSpecialist program
Commercial package
Small business
Commercial package

Revenue under $5 million (under $3 million for manufacturing and contracting), total insured value under $10 million ($5 million per location), up to nine vehicles. Some classes are excluded by province, for example bars and taverns, plumbing and residential realty in most provinces; check the exclusion table on the page.

Call 1-855-620-6262Broker portalChecked October 31, 2026
MGA
Senior Living InsuranceSpecialist program
Several lines

Long-term care, retirement, independent and assisted living, dementia care, day programs, respite care, convalescent and life-lease facilities. Property, BI, crime, mechanical breakdown, professional liability including silent abuse, CGL; cyber and D&O available. Limits not published.

Call 1-800-668-4275Checked October 31, 2026
Insurer
Social and care organizations
Several lines

Includes the Markel Care combined product.

Call 416-601-1133Broker portalChecked October 31, 2026
MGA
Healthcare
Several lines

Target classes include medical, dental and allied health clinics, home care, nursing homes and long-term care, retirement homes, group homes, assisted living, hospices, mental health and addiction treatment centres, pharmacies, diagnostic imaging, surgical centres, paramedic services, non-emergency patient transport, healthcare staffing and nursing placement agencies, foster and child care services, and tele health. Coverages: abuse liability, CGL, cross-border U.S. CGL and med mal for select risks, EPL, equipment breakdown, medical malpractice (occurrence and claims-made), non-profit D&O, property and crime. Liability limits up to $10,000,000; property and crime up to $5,000,000 per location (best in class).

Checked October 31, 2026
Insurer
GCS Corporate Risk
Several lines

Property, liability and commercial auto for large businesses with alternative structures (captives, larger deductibles, retentions). Sectors: financial services, automotive, healthcare, food and beverage, realty, construction, manufacturing, business and professional services, warehousing and wholesale, mining.

Call 1-800-387-4518Broker portalChecked October 31, 2026
Wholesaler
Healthcare
Several lines
Find an underwriterChecked October 31, 2026
Insurer
Healthcare
Several lines

Products and services for healthcare organizations.

Medical liability
Professional liability (E&O)

Medical liability including malpractice for healthcare organizations.

Call 416-359-3222Broker portalChecked October 31, 2026
Insurer
Oneworld+ (Commercial Package)
Commercial package

Package for businesses operating in Canada and abroad, with segments for commercial, construction, healthcare, manufacturing, office, oil and gas and technology. Business interruption, CGL, D&O, crime, equipment breakdown, property, umbrella, voluntary workers compensation and employers liability. Customized limits.

Commercial Middle Market
Several lines

Multi-industry and single-industry specialists in construction, financial institutions, healthcare, life sciences, manufacturing, mining, oil and gas, power generation, professional services, real estate, renewable energy, technology, transport and logistics. Auto, CGL, cyber, D&O, equipment breakdown, inland marine, marine, E&O, property, surety, umbrella.

Healthcare Professional (facilities)
Professional liability (E&O)
Call 1-800-268-9399Checked October 31, 2026
MGA
Healthcare
Several lines

Industry program listed under commercial. Applications in the broker portal.

Call 1-800-661-1608Broker portalChecked October 31, 2026

More in Health and personal care

Other business types in this industry, each with its own market list.

For insurers and MGAs
Reach brokers the moment they classify a risk

Get listed free, confirm your listing to show it as verified, or ask about a sponsored placement on the classes you write. Sponsored placements are always labelled.

Listings show what each market publishes on its own website, checked on the date shown. Appetite and contacts change, so confirm with the market before you submit. Industry classes: Statistics Canada, NAICS Canada 2022 Version 1.0, under the Statistics Canada Open Licence. TrueNorthCE is not affiliated with the markets listed. Listings marked Sponsored are paid placements.